Financial literacy is the knowledge of budgeting, savings and investing, enabling individuals to make informed decisions about their personal finances.
Trump and Musk’s $5000 DOGE Checks: Will Taxpayers Cash In on Government Savings? The $55B Gamble That Could Reshape AmericaThe Department of Government Efficiency (DOGE), a controversial Trump-era initiative now spearheaded by Elon Musk, claims to have saved taxpayers $55billion through aggressive cost-cutting. But the real buzz ?Rumors of Rumors of 5000 DOGE checks funded … Read more
Car Insurance Tips 2025 – Why Zero Depreciation Car Insurance, Return to Invoice Cover, and Engine Protection Add-on Could Be Your Lifesaver in 2025 The Night the Monsoon Stole My Car Imagine waking up to find your brand-new SUV submerged in knee-deep floodwater. That’s exactly what happened to Ravi, a Mumbai-based entrepreneur, last monsoon. His … Read more
“No Tax Up to ₹12 Lakh: How India’s New Tax Regime is Transforming the Middle Class!” The Union Budget 2025-26 has ushered in a transformative change in India’s income tax structure, offering significant relief to the middle class. With the introduction of a zero-tax liability for incomes up to ₹12 lakh under the new tax regime, the … Read more
Debunking Myths About Spending : Have you ever hesitated to spend on experiences because you thought they were too expensive or fleeting? Many of us fall prey to misconceptions that prevent us from embracing the joy and fulfillment that experiences bring. This article addresses these myths, offering a practical perspective on why experiences deserve a … Read more
Science of Happiness When it comes to happiness, there’s an age-old debate: do possessions or experiences make us happier? While a shiny new gadget or an elegant piece of jewelry might bring immediate joy, studies suggest that the happiness derived from experiences tends to be deeper and longer-lasting happiness. This article explores the psychology and … Read more
When we think of “compounding,” our minds often gravitate toward finance. But this principle—the process of small efforts growing exponentially over time—is not confined to wealth creation. It’s a universal truth, equally applicable to learning, skills, relationships, and mindset. By embracing the power of thought compounding, you can transform every aspect of your life. The … Read more
10 crore vs 1 Rupee (Power of compounding) Imagine you’re offered a seemingly impossible choice by a mysterious benefactor: Option 1: You receive Rs. 10 crore today, no strings attached. Option 2: You start with Rs. 1 today, and the amount doubles every day for 30 days. At first glance, Rs. 10 crore might seem … Read more
Why Transparency in royalty payments could redefine shareholder trust. Shedding Light on Royalty Payments Royalty payments by listed companies in India have long been a topic of scrutiny, with SEBI’s recent findings exposing significant gaps in transparency and governance. This article unpacks the issues plaguing royalty disclosures and highlights why greater transparency is crucial for … Read more
Why do financially struggling companies prioritize royalty payments over recovery? Corporate royalty payments are meant to support growth through brand and technology transfer. However, SEBI’s findings reveal a startling reality: loss-making companies in India continue to prioritize royalty payments to related parties (RPs) over financial recovery. This article dissects the paradox and explores its governance … Read more
Health insurance is a crucial safety net for individuals and families, providing financial protection against unexpected medical expenses. However, misconceptions about policy features can lead to confusion and unrealistic expectations. One such feature is the restoration benefit, which often leads to misunderstandings among policyholders. This article clarifies what restoration benefits entail in health insurance policies … Read more