Financial literacy is the knowledge of budgeting, savings and investing, enabling individuals to make informed decisions about their personal finances.
Debunking Myths About Spending : Have you ever hesitated to spend on experiences because you thought they were too expensive or fleeting? Many of us fall prey to misconceptions that prevent us from embracing the joy and fulfillment that experiences bring. This article addresses these myths, offering a practical perspective on why experiences deserve a … Read more
Science of Happiness When it comes to happiness, there’s an age-old debate: do possessions or experiences make us happier? While a shiny new gadget or an elegant piece of jewelry might bring immediate joy, studies suggest that the happiness derived from experiences tends to be deeper and longer-lasting happiness. This article explores the psychology and … Read more
When we think of “compounding,” our minds often gravitate toward finance. But this principle—the process of small efforts growing exponentially over time—is not confined to wealth creation. It’s a universal truth, equally applicable to learning, skills, relationships, and mindset. By embracing the power of thought compounding, you can transform every aspect of your life. The … Read more
10 crore vs 1 Rupee (Power of compounding) Imagine you’re offered a seemingly impossible choice by a mysterious benefactor: Option 1: You receive Rs. 10 crore today, no strings attached. Option 2: You start with Rs. 1 today, and the amount doubles every day for 30 days. At first glance, Rs. 10 crore might seem … Read more
Why Transparency in royalty payments could redefine shareholder trust. Shedding Light on Royalty Payments Royalty payments by listed companies in India have long been a topic of scrutiny, with SEBI’s recent findings exposing significant gaps in transparency and governance. This article unpacks the issues plaguing royalty disclosures and highlights why greater transparency is crucial for … Read more
Why do financially struggling companies prioritize royalty payments over recovery? Corporate royalty payments are meant to support growth through brand and technology transfer. However, SEBI’s findings reveal a startling reality: loss-making companies in India continue to prioritize royalty payments to related parties (RPs) over financial recovery. This article dissects the paradox and explores its governance … Read more
Health insurance is a crucial safety net for individuals and families, providing financial protection against unexpected medical expenses. However, misconceptions about policy features can lead to confusion and unrealistic expectations. One such feature is the restoration benefit, which often leads to misunderstandings among policyholders. This article clarifies what restoration benefits entail in health insurance policies … Read more
Implementing living wages is more than just a moral decision; it’s a step toward sustainable growth and improved employee well-being. However, many companies and small businesses face significant hurdles on this journey. In this blog, we’ll explore the key challenges, practical solutions, and actionable strategies that small businesses can adopt to make living wages a … Read more
Paying fair wages isn’t just a nice gesture — it’s a powerful business strategy. While there might be concerns about the short-term costs of implementing living wages, the long-term benefits often outweigh the initial expenses. From increased employee retention to enhanced brand reputation, let’s explore how businesses can gain a competitive edge by committing to … Read more
In a world where the cost of living keeps climbing, earning a living wage — enough income to meet basic needs — is more important than ever. While minimum wage laws exist, they often fall short of covering essential expenses like rent, food, healthcare, and education. So, why is advocating for a living wage critical? … Read more