Financial literacy is the knowledge of budgeting, savings and investing, enabling individuals to make informed decisions about their personal finances.
Why Transparency in royalty payments could redefine shareholder trust. Shedding Light on Royalty Payments Royalty payments by listed companies in India have long been a topic of scrutiny, with SEBI’s recent findings exposing significant gaps in transparency and governance. This article unpacks the issues plaguing royalty disclosures and highlights why greater transparency is crucial for … Read more
Why do financially struggling companies prioritize royalty payments over recovery? Corporate royalty payments are meant to support growth through brand and technology transfer. However, SEBI’s findings reveal a startling reality: loss-making companies in India continue to prioritize royalty payments to related parties (RPs) over financial recovery. This article dissects the paradox and explores its governance … Read more
Health insurance is a crucial safety net for individuals and families, providing financial protection against unexpected medical expenses. However, misconceptions about policy features can lead to confusion and unrealistic expectations. One such feature is the restoration benefit, which often leads to misunderstandings among policyholders. This article clarifies what restoration benefits entail in health insurance policies … Read more
Implementing living wages is more than just a moral decision; it’s a step toward sustainable growth and improved employee well-being. However, many companies and small businesses face significant hurdles on this journey. In this blog, we’ll explore the key challenges, practical solutions, and actionable strategies that small businesses can adopt to make living wages a … Read more
Paying fair wages isn’t just a nice gesture — it’s a powerful business strategy. While there might be concerns about the short-term costs of implementing living wages, the long-term benefits often outweigh the initial expenses. From increased employee retention to enhanced brand reputation, let’s explore how businesses can gain a competitive edge by committing to … Read more
In a world where the cost of living keeps climbing, earning a living wage — enough income to meet basic needs — is more important than ever. While minimum wage laws exist, they often fall short of covering essential expenses like rent, food, healthcare, and education. So, why is advocating for a living wage critical? … Read more
Education is often the key to unlocking one’s potential, but financial constraints can prevent talented students from pursuing their dreams. The Government of India, led by Prime Minister Shri Narendra Modi, has approved the PM Vidyalaxmi scheme to ensure that no deserving student is held back due to financial limitations. This scheme, part of the … Read more
Participating in an Initial Public Offering (IPO) can be both thrilling and daunting, especially when market conditions change rapidly. While some investors anticipate substantial gains, others may face unexpected challenges that leave them wanting to cancel or modify their applications. In this article, we will explore the official methods for IPO cancellations across different investor … Read more
In the ever-evolving world of finance, traditional investments like stocks and bonds no longer hold the monopoly on investor interest. Over the years, alternative investment strategies have emerged, offering savvy investors new avenues to diversify their portfolios, seek higher returns, and hedge against market volatility. One of the most iconic examples of early alternative investments … Read more
In 1974, the British Rail Pension Fund (BRPF) made a bold and unconventional decision: it invested in art. This move was unprecedented at the time, as pension funds traditionally invested in stocks, bonds, real estate, and other conventional assets. But with stock markets underperforming and inflation rising in the 1970s, BRPF was forced to look … Read more